Zlate palice – Varna investicija

Zlate palice so po celem svetu poznane kot ena najbolj varnih investicij. Razlog za zaupanje v zlato je sposobnost te plemenite kovine, da lahko trajno ohrani vrednost kapitala. Govora je namreč o izjemno redki kovini. Vse zlato, ki je bilo izkopano kadarkoli v zgodovini človeštva, bi spravili v približno tri olimpijske bazene standardnih dimenzij. Zaradi njegove redkosti in visokih stroškov rudarjenja se količina zlata, ki je človeštvu na voljo, relativno počasi povečuje, povpraševanje po tej plemeniti kovini pa konstantno raste. Zaradi tega zlate palice in kovanci sčasoma pridobivajo na vrednosti.

Po drugi strani pa količina papirnatega (fiat) denarja relativno hitro raste, zaradi česar denar konstantno izgublja na vrednosti. Razlog za novo tiskanje denarja je venomer enak – države, ki se soočajo s pomanjkanjem denarja in velikimi dolgovi, želijo v čim krajšem času rešiti trenutne težave in poskušajo ustvariti kapital iz ničesar. To privede do splošnega porasta cen v celotnem gospodarstvu in ta fenomen se imenuje inflacija. Inflacija je pravzaprav posredni davek na varčevanje, saj lahko posamezniki, ki želijo privarčevati del svojega denarja za prihodnost, za vrednost svojega privarčevanega denarja dejansko dobijo vse manj blaga in storitev. Dolgoročni rezultat inflacije je lepo opisan v popularnem stavku “Nekoč je bilo 100 nemških mark vrednih več, kot je danes 100 evrov”.

Izguba vrednosti denarja ni samo značilnost naše države, temveč se odvija po vsem svetu. Skoraj vse papirne valute v preteklosti so propadle, od obstoječih papirnih valut pa ima vsaka od njih dandanes manjšo kupno moč, kot pred nekaj desetletji. Prav zato se vse več tistih, ki želijo dolgoročno zaščititi vrednost svojega varčevanja, odloči za nakup zlatih palic. Vlaganje v zlato zagotavlja dolgoročno ohranitev vrednosti, in v zadnjih dvajsetih letih je ta odločitev prinesla 7% letni donos, kar je občutno več od obresti na varčevanje in od donosa večine investicijskih skladov

Najbolj donosni način vlaganja v zlato je nakup standardiziranih zlatih palic. Zlate palice so namreč kategorizirane kot investicijsko zlato, prednost takšne oblike plemenite kovine pa je minimalna razlika med nakupno in prodajno ceno, kar pomeni, da so transakcijski stroški za lastnika zlatih palic resnično nizki. 

Teža zlate palice

Standardna teža velikih palic, ki se nahajajo v trezorjih centralnih bank, je 400 unč (12,4 kg). Prav takšne palice je pogosto mogoče videti v filmih in dokumentarcih o plemenitih kovinah. Vsaka takšna palica je vredna več sto tisoč evrov, zato se zelo redko nahaja v sefih individualnih investitorjev. Manjši investitorji se pogosteje odločajo za zlate palice, ki tehtajo 1 kg, 500g, 250g, 100g, ali 50g. Seveda so te precej cenejše in praktične za prenašanje. Zelo popularne so tudi zlate palice teže ena unča (31,1 g) in še manjše palice, ki tehtajo 10g, 5g, 2g ali 1g. Te so najboljša izbira za redni nakup.

Cena zlate palice

Cena izdelkov iz zlata je predvsem odvisna od teže – težji je izdelek, višja je njegova cena. Kot pri nakupu večine izdelkov tudi za zlato velja, da se bolj izplača kupiti en izdelek z večjo težo, kot pa več manjših. Ena palica s težo 1 kg je vredna malenkost manj, kot deset zlatih palic s težo 100g. Po dobno je ena palica teže 10g vredna nekaj manj, kot deset malih paličic s težo 1g.

Drugi dejavnik, ki vpliva na ceno, je proizvajalec. Različne kovnice imajo v svoji proizvodnji zlatih palic seveda različne proizvodne stroške. Na te vplivajo stroški delovne sile, cene energentov, različne cene surovin in neobdelanih kovin, ki jih pridobivajo iz rudnikov ali od podjetij, ki odkupujejo lomljeno zlato itd. Zato imajo kovnice, ki obratujejo pri višjih proizvodnih stroških, praviloma tudi za nianso višjo ceno izdelkov. Tukaj ne smemo zanemariti niti pomena blagovnih znamk. Državljani Avstrije bodo praviloma želeli kupiti palice proizvajalca Münze Österreich, zato lahko ta kovnica svoje izdelke v Avstriji prodaja po nekoliko višji ceni, kot druge kovnice. Vendar pa se cene nepoškodovanih standardiziranih zlatih palicah ne glede na vse zgoraj opisane dejavnike ne razlikujejo za več kot nekaj odstotkov.

Katere palice so najboljše?

Ne glede na to, o kateri ugledni svetovni kovnici govorimo, so investicijske zlate palice nedvomno kakovostna oblika dolgoročnega vlaganja. Na našem območju so najbolj priljubljene Argor Heraeus palice, ki jih kujejo v Švici. Argor Heraeus je del velike nemške skupine Heraeus, ki je specializirana za obdelavo plemenitih kovin. Prednost Argor Heraeus palic je, da je nakupna cena za odtenek nižja, kot pri podobnih izdelkoih drugih znanih proizvajalcev. Razlog za to je, da družba Heraeus masovno odkupuje lomljeno zlato, zaradi česar ji je na voljo cenejša surovina za izdelavo standardiziranih izdelkov iz zlata.

Glede velikosti velja pravilo, da se kljub nižji ceni na gram zlata pri velikih palicah večina kupcev še vedno odloči za nakup manjših zlatih palic. Če ste lastnik palice s težo 1kg in v nekem trenutku nujno potrebujete nekaj tisoč evrov, vam za to ni potrebno prodati celotne investicije, ki je vredna nekaj deset tisoč evrov. Če imate manjše palice, preprosto odprodate le del svojega portfelja.

Zlate palice kot darilo

Zlato je lahko tudi popolno darilo ob svečanih dogodkih, kot so poroke, rojstni dnevi, božič in podobno. Tudi zlate palice ob krstu otroka so vse bolj iskane. Ko bo otrok nekega dne odrasel, bo njegovo krstno darilo vredno kar nekajkrat več.

Kje kupiti zlate palice?

Banka Zlata je vaš idealni partner pri nakupu in prodaji investicijskih plemenitih kovin. V naši ponudbi imamo široko paleto zlatih palic v različnih velikostih in od različnih proizvajalcev. Poleg izdelkov iz zlata vam lahko ponudimo tudi investicijsko srebro, platino in paladij.

Naše stranke imajo dostop do rednih analiz situacije na trgu plemenitih kovin. Naše analize zajemajo spremljanje gospodarske situacije na globalnem nivoju ter spremljanje politike pomembnih centralnih bank, ki odločajo o obrestnih merah in tako pomembno vplivajo na globalno povpraševanje po zlatu in na ceno zlatih palic. Naši analitiki prav tako redno pripravljajo tehnične analize gibanja cene zlata, te analize pa so seveda lahko v veliko pomoč pri opredeljevanju idealnega nivoja cene za nakup ali prodajo te plemenite kovine.

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Naši klijenti o nama

Bujar Kadriji
Bujar Kadriji
13:19 21 Jul 21
Jako povjerljivo , sigurno i profesionalno obavljeno. Kupio sam preko interneta jedan zlatnik i mada sam bio u strahu da mi se nebi kojim slučajem nešto nepoželjno desilo ali zaista je sve profesionalno obavljen. Brza i sigurna dostava o kojoj zaista vode računa i nakon što dobijete njohov proizvod nadređeni iz Banke zlata vas kontaktiraju o istomu. Definitivno za preporučiti
Tomislav Keć
Tomislav Keć
10:57 21 Jul 21
Very clear webshop, easy online purchase, all essential information in one place. Best selling and buying price. Employees very kind and professional, always available, after any inquiry I did not wait long for an answer. Fast shipment (within 48h). From the first day, I liked your service and your way of doing business, I no longer doubt in the least where I will buy / sell precious metals. Recommend!
Miroslav Turčin
Miroslav Turčin
21:33 19 Jul 21
Vrlo ljubazna i profesionalna usluga, brza dostava u roku od tri radna dana. Svaka preporuka, nadam se da cemo uskoro opet poslovati.
Darko Bičak
Darko Bičak
09:14 13 Jul 21
This is an example of online shopping as it should always be. Found the product on Google search engine (first heard and bought through this web store), the page has a functional chat option to which an expert responds within 10 seconds and explains all the details, then went to the web store and bought the desired product that we arrived the next day. It is a specific and cheap product that I usually buy from China, a decorative box for a gold coin, and as I needed the product quickly because of the gift, I did not go for the Wish, Alibaba, etc. option. and waiting for delivery of 3-5 weeks.
Domagoj Križanec
Domagoj Križanec
17:15 23 Jun 21
Excellent customer service and great products. Shipment arrived very fast.
Dina Đuran Jurović
Dina Đuran Jurović
09:14 23 Jun 21
Usluga na vrhunskom nivou! Komunikacija savršena!Od direktora do cura koje rade u managementu! Zlatnik je stigao u roku od 2 dana sa osiguranim paketu u savrsenom stanju! Definitivno preporuka za uspomenu kao investicijsko zlato!
Dijana P
Dijana P
12:48 17 Jun 21
Extremely easy way to order online, as well as payment and fast and secure delivery of products. Friendly staff and showing care for clients ... My experience is shown by the sentence: It will be my pleasure to do business with you again. Investment gold, with a little imagination, can be a gift that will delight the recipient, no matter the value. Recommend
Tomo Mijatovic
Tomo Mijatovic
12:41 17 Jun 21
Professional team, all doubts quickly and efficiently clarified / clarified. Friendly staff. Purchase through the Web Shop, personal download as well as download via prompt delivery. Praise with positive recommendations. Thank you. Greetings.
Ana-Marija Bandov
Ana-Marija Bandov
15:20 16 Jun 21
Prvenstveno bih htjela pohvaliti vrlo ljubazne i susretljive zaposlenike, a nakon toga brzinu i jednostavnost samog procesa kupnje!
Marina Štefotić
Marina Štefotić
08:09 16 Jun 21
I am very satisfied with the fast and quality service. This team of young people is maximally kind and professional. If only everything would work like their service, where would we end up.
carica car
carica car
07:56 16 Jun 21
Sve pohvale, sve super, djelatnici odlični, ljubazni! Usluga provjerena sigurna. Pošiljka stigla u kratkom periodu poštom. Preporučam!
Nikola Jarki
Nikola Jarki
15:38 15 Jun 21
Vrlo sam zadovoljan sa Bankom zlata.Narudzbe se brzo obraduju i posiljka dolazi u roku dva do tri dana.Uljudno osoblje.Svakako preporucam kupovinu zlata i kovanica !
Suzana Jagic Vottero
Suzana Jagic Vottero
14:04 15 Jun 21
Sve odrađeno brzo, kvalitetno i s osmijehom. Ljubazni djelatnici i vlasnik firme za svaku pohvalu. Svaka čast!
Ante Beljan
Ante Beljan
13:15 11 May 21
The ordering process at the web shop is simple, the employees are very polite and professional and delivery is fast. All recommendations!
Ida Valković
Ida Valković
14:59 06 May 21
I definitely recommend the gold bank for redemption! I got the best prices for breaking gold. All praise for the professionalism and kindness.
Ana Teklić
Ana Teklić
10:43 06 May 21
Affordable and responsible. I received all the necessary information as soon as possible. Delivery is fast and secure. Congratulations!
KRUNOSLAV KUHAR
KRUNOSLAV KUHAR
15:23 30 Apr 21
Svaka pohvala na profesionalizmu i usluzi, te brzini isporuke. Preporuka svima! Lp,
kresimir jukic
kresimir jukic
10:08 17 Mar 21
In Rijeka they offered me HRK 1,700 for two ducats, here HRK 2,215. They did not know in advance how much they offered me in Rijeka. Friendly staff. In conversation with them, I learn that I can also receive gold in packages by fasting. I highly recommend. In March 2021, they are offering 190kn per 14-carat gram ... Open until 6 pm on weekdays
Marjan “Marci” Anušić
Marjan “Marci” Anušić
20:21 04 Mar 21
I bought my first gold coins three days ago there. The order was formed in the afternoon, coins shipped the next day, and a package arrived the day after that (all in less than 48h). Payment, shipment and communication was simple, fast and wholehearted. If you might want to invest money, they are noteworthy for both newbies and experienced investors.
Benedict Rak
Benedict Rak
16:53 22 Feb 21
Very pleasantly surprised. Really fair and correct. Thought I had 20 carat gold, were fair and said it was 22. They offered a price very close to the stock market at the time of the sale, they didn’t skin me (which I was counting on). Very warm recommendations. No competition, especially * some * which are everywhere;)
Nikola Makivić
Nikola Makivić
18:21 29 Jan 21
I am satisfied with the business relationship with clients. Delivery is fast and according to the order. I will be happy to recommend you. Lp
Snježana Ovničević
Snježana Ovničević
19:43 24 Jan 21
Very satisfied with the complete service - clear information about products, services, payment and delivery terms. Very fast delivery.
Jelica Orosnjak
Jelica Orosnjak
08:04 13 Jan 21
I liked Croatian gold coins, so I decided to buy a gold coin with a Pag lace motif. I soon got it in the mail. I was a little surprised by the size of the gold coin, it is smaller than expected, but the work on it is wonderful. I will most likely continue with the purchase at the Gold Bank, as the purchase is very simple and secure.
Silvano Pilar
Silvano Pilar
15:29 07 Dec 20
This was my first time buying gold coins, and absolutely the first time this way i.e. via a web store. The website with the offer is simple and very easy to understand. I made the decision quickly, and made the payment even faster. After payment, I was contacted and the shipment came to me in a very short time. Exactly as described in the information. And the pleasure of becoming the owner of the golden Kuna is immeasurable. I recommend everyone to pour their money into gold coins or other types of gold. Especially today when sight interest rates are virtually non-existent and the stock market or investing in funds carries little and is quite risky, while gold is only growing and trading is safe and fast and easy to sell. Thanks.
Aleksandra Sučević
Aleksandra Sučević
16:33 13 Nov 20
All the best! Very simple business with full support and consulting offers. The shipment arrived really fast. I will contact you for additional questions with full confidence!
Dot Dot
Dot Dot
17:38 04 Nov 20
Odlična usluga i iskustvo sa Bankom zlata. Od narudžbe to isporuke proša su dva dana i vrlo sam zadovoljna procedurom. Hvala i do sljedeće kupnje! Mirjana M.
Dajana Ivanisevic
Dajana Ivanisevic
18:14 03 Nov 20
Vrlo profesionlno i odgovorno obavljena kupnja i isporuka po dogovoru,dostava putem poste vec sljedeci dan ujutro u 8 sto me je ugodno iznenadilo.Preporucam oko dvojbe isporuke s punim povjerenjem.
Garden Apartment Zadar
Garden Apartment Zadar
15:35 22 Oct 20
All praise for a professionally done transaction. After sending the item by mail and receiving it within 24 hours, testing, weighing, redemption confirmation and remittance of the ransom to the account, performed within 2 hours. Achieved great price. Thank you and recommend.
Dražen Kovačić
Dražen Kovačić
15:14 29 Sep 20
Super zadovoljan uslugom. Od kontakta preko weba do narudžbe preko weba i dostave sve je bilo brzo i profesionalno. Hvala svima
Teo Branovic
Teo Branovic
21:45 28 Sep 20
Zadovoljan kupnjom. Od narudžbe pa do dostave pošiljke je prošlo samo tri radna dana. Dobro zapakirano. Preporučujem BankuZlata dalje.
Jurica Orešković
Jurica Orešković
16:08 28 Sep 20
Sve pohvale na ekspeditivnosti i poslovnosti! Kupljeni artikli su dostavljeni i prije zakazanog roka. Trgovat ćemo i dalje!
Marija
Marija
11:39 26 Sep 20
My experiences with the Gold Bank are extremely positive. Communication with employees is pleasant and professional. I received a clear and quick answer to every question. What will keep me their client is respecting the business agreement. The purchase and delivery of the order is carried out without complications, exactly as agreed. With a correct relationship, they won my trust, so based on that, I can recommend the Gold Bank as a reliable company.
Jadranka Jelinic
Jadranka Jelinic
12:33 14 Sep 20
An excellent young, cultural and extremely professional team!
jelena suznjevic
jelena suznjevic
21:00 12 Sep 20
Poštovani, proizvod koji sam kupila je veoma lijep te je stigao poštom na vrijeme. Veoma sam zadovoljna Vašom uslugom te profesionalnim odnosom prema poslu koji obavljate. S poštovanjem, Jelena
Pero Perić
Pero Perić
09:41 12 Aug 20
Extremely skilled, professional and kind staff, reasonable prices. Extraordinary availability via the bank's chat and professional and quality answers to questions and concerns, and above all sincere. What can you say but that it would be good for all of us to have employees in all industries with such an approach to their business obligations and to clients or customers.
Tomislav Malec
Tomislav Malec
18:57 09 Aug 20
A truly professional way of providing services. Base of any obstacles and very discreet and clear as far as the way of informing and advertising and communication is concerned.
nina sik
nina sik
19:32 04 Aug 20
I am very pleased with the online ordering process. All information is detailed on the website. The buying process is very simple and secure. The package was delivered by post to the address as agreed, in a very short time. The product is neatly packaged and ready to give away :)
jasna hercog
jasna hercog
16:26 26 Jun 20
Kad sam odlučila kupiti zlatnu polugu kao poklon za prigodu Prve pričesti najbolje mjesto za to je bila BANKAZLATA.COM.Moja kupovina je prošla u najboljem redu.Usluga je bila izvrsna i jako sam zadovoljna i polugom i kupovinom.Budući da ne živim u Zagrebu, poluga mi je dostavljena poštom u vrlo kratkom roku.Stigla je sigurno i došla u pravo vrijeme prije Prve pričesti.Naručivanje je prošlo bez ikakvih problema,glatko i jasno.Poluga je mala ali vrijedna i drago mi je što sam izabrala bankazlata.com jer je to sigurna kupovina.
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